Our process is straightforward but highly effective:

• we listen carefully to your requirements
• we advise on the basis of your needs using our knowledge and expertise
• we swiftly execute the proposed solution
• we never forget that we are building a long term partnership with you

In following this process, we ensure that you are kept up to date with our progress and any potential issues. In all our dealings with you and your advisers we will not only work professionally to deliver the best solution but also act with integrity and openhandedness. Given that the majority of our clients are recommended to us by existing clients, our reputation and your satisfaction with our service is of paramount importance to us. This is how our business grows.

For many clients there will be particular factors which need to be taken into account when providing the best borrowing solution. These will include:

• Timing issues which may require specialist borrowing, e.g. bridging facilities for the purchase of property pending the sale of other assets.
• Tax, pension and estate planning considerations, as determined by the relevant professional advisers, may mean that the borrowing vehicle is in the form of a trust, company or pension fund, or that a particular type of financing is useful eg equity release lifetime mortgages for IHT planning.
• Currency of the loan which may depend on the location and type of assets and/or the likely source of repayment.
• Guarantee or other third party support: may mean that the facility has to be structured in order to accommodate these.
• Security considerations which may reflect the fact that non-standard or top-up security is offered in order to make the facility viable.

Egerton Partners has considerable experience in dealing with these and other issues which arise in private client borrowing.